Program Qualifications

Bank Statement program
Maximum Loan Amount $3.5M
Minimum FICO 660
Max 90% LTV (Loan to value)
Occupancy: Owner Occupied / Second Home / Investment (Warrantable Condo 2-4 Units) Max 70% LTV (Loan to value) for C/O Refinance
Maximum DTI (Debt to income) 53%
12 Months Bank Statements
12 Months CPA P&L (Profit & Loss statements) / WVOE (Written verification of Employment)
First time Home buyer acceptable (without housing history Max 70% LTV)
Allow to close under LLC
Non-warrantable Condo allowed Max 65%LTV (Loan to Value) for cash out refinance
1099 (Maximum Loan amount $3M)
ITIN Borrowers are OK
Maximum cash in hand 500K for 60% LTV (Loan to value)